Welcome to AFTHA 

Which One Best Describes You?

How Our Free Service Works?

Tell us a little about yourself and your real estate related goals.

We'll match you with the people, tool, and resources that will help you accomplish these objectives. 

Our friendly and knowledgeable staff will help you navigate all the complexities of the real estate market.

Together we can save you more money and achieve your goals faster then you ever though posible.

What our clients are saying

Zero Money Down Programs

USDA and VA are the most well known of the 100% financing options. Surprisingly, the vast majority of the people that qualify to use them don't. Some end up buying using other programs like FHA or conventional. While others never even try. Either way, both are much more expensive alternatives to a USDA or VA home loan

It's FREE, so why wait?

A foreclosure is a great way to get a terrific home below market value. However, it's not only the investors that get the best deal in the foreclosure marketplace. If you're shopping for a home for you and your family, you can access a database of new foreclosure homes before they go on the market.

The only requirement is that you live in the home as your primary residence after your purchase.

This information is 100% free, just follow the link below.

Alternative Buying Options

we have done the research for you to provide to best knowledge about the buying landscape.

Owner Financing

Pay the previous owner of the property your monthly mortgage payment, not a bank.

Option Contract

Usually, it requires a 1% - 5% option fee that holds the property available for you to buy for a predetermined period.

Rent to own

A typical rental/lease contract with an Option Addendum attached usually, set up so that a part of your monthly rent payment gets applied to your downpayment.

The Right Lender is the Perfect Combination

Get free, objective, performance-based recommendations for top agents in your neighborhood. Review plans and compare costs and services before hiring an agent.

Who We Are

The AFTHA Program was created to provide first-time home buyers a solid platform to make their ownership dreams come true. Our team of experts is ready to help you find the best financial programs available, all based on your profile, goals, and needs. We’re immensely proud to serve Americans Nation Wide.

Latest News From Our Blog


4 Super Cute Christmas Wall Decor Ideas You Need to Try

Cute and classy, as it should be. The Christmas season will soon be upon us. It is a welcoming time to spend with your family, friends, and acquaintances. As the day draws near there can be a chill in the air or even snow enticing you to bundle u...
Elvia Lozada

3 Precise Tips to Set Yourself Apart From Other Luxury Real Estate Agents

Start your OWN journey with these simple but insightful steps. Succeeding in real estate requires a great deal of effort, the right positioning, and a charismatic personality. But thriving in the luxury real estate segment requires a bit more skill...
Elvia Lozada

Austin Area Receives More Than $600M in Real Estate Transactions Since 2020

Things are getting very interesting in Texas. The coronavirus pandemic has not had a significant impact on real estate transactions around the world. While we may have seen some fluctuations in the commercial real estate market, there are rem...
Elvia Lozada
We use cookies
Cookie preferences
Below you may find information about the purposes for which we and our partners use cookies and process data. You can exercise your preferences for processing, and/or see details on our partners' websites.
Analytical cookies Disable all
Functional cookies
Other cookies
We use cookies to personalize content and ads, to provide social media features and to analyze our traffic. Learn more about our cookie policy.
Change preferences Accept all