Welcome to AFTHA 

Which One Best Describes You?

How Our Free Service Works?

Tell us a little about yourself and your real estate related goals.

We'll match you with the people, tool, and resources that will help you accomplish these objectives. 

Our friendly and knowledgeable staff will help you navigate all the complexities of the real estate market.

Together we can save you more money and achieve your goals faster then you ever though posible.

What our clients are saying

Zero Money Down Programs

USDA and VA are the most well known of the 100% financing options. Surprisingly, the vast majority of the people that qualify to use them don't. Some end up buying using other programs like FHA or conventional. While others never even try. Either way, both are much more expensive alternatives to a USDA or VA home loan

It's FREE, so why wait?

A foreclosure is a great way to get a terrific home below market value. However, it's not only the investors that get the best deal in the foreclosure marketplace. If you're shopping for a home for you and your family, you can access a database of new foreclosure homes before they go on the market.

The only requirement is that you live in the home as your primary residence after your purchase.

This information is 100% free, just follow the link below.

Alternative Buying Options

we have done the research for you to provide to best knowledge about the buying landscape.

Owner Financing

Pay the previous owner of the property your monthly mortgage payment, not a bank.


Option Contract

Usually, it requires a 1% - 5% option fee that holds the property available for you to buy for a predetermined period.


Rent to own

A typical rental/lease contract with an Option Addendum attached usually, set up so that a part of your monthly rent payment gets applied to your downpayment.

The Right Lender is the Perfect Combination

Get free, objective, performance-based recommendations for top agents in your neighborhood. Review plans and compare costs and services before hiring an agent.

Who We Are

The AFTHA Program was created to provide first-time home buyers a solid platform to make their ownership dreams come true. Our team of experts is ready to help you find the best financial programs available, all based on your profile, goals, and needs. We’re immensely proud to serve Americans Nation Wide.


Latest News From Our Blog

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10/27/2021

3 Steps That Will Brand Yourself as an Expert in Real Estate

Realtors, this one is for you. The real estate industry is booming and you have several ways to approach this sector. You can be an individual investor, a teacher, an agent, or wear a variety of hats in this sector. But if you choose to be an exp...
Elvia Lozada
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10/27/2021

5 Garden Decoration Tips You Need to Know

 Lovely, classy? You choose the style, here’s how to start. Are you looking for a way to add more pizazz to your garden? If you are, you are not alone, as there are hundreds of thousands of people that want to do so. Many people seek to add a lit...
Elvia Lozada
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10/24/2021

The Future of Real Estate: How Tech Will Transform Everything (Again)

From AI to the sharing economy, there will be no limits. The real estate industry has been through quite a bit of change over the past few decades. Individuals are now able to have a wide variety of ways to obtain real estate information, transact,...
Elvia Lozada
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