Welcome to AFTHA 

Which One Best Describes You?

How Our Free Service Works?

Tell us a little about yourself and your real estate related goals.

We will match you with the people, tools, and resources that will help you accomplish these objectives. 

Our friendly and knowledgeable staff will help you navigate all the complexities of the real estate market.

Together we can save you more money and achieve your goals faster than you ever thought possible.

Zero Money Down Programs

USDA and VA are the most well known of the 100% financing options. Surprisingly, the vast majority of the people that qualify to use them don't. Some end up buying using other programs like FHA or conventional. While others never even try. Either way, both are much more expensive alternatives to a USDA or VA home loan

It's FREE, so why wait?

A foreclosure is a great way to get a terrific home below market value. However, it's not only the investors that get the best deal in the foreclosure marketplace. If you're shopping for a home for you and your family, you can access a database of new foreclosure homes before they go on the market.

The only requirement is that you live in the home as your primary residence after your purchase.

This information is 100% free, just follow the link below.

Alternative Buying Options

we have done the research for you to provide to best knowledge about the buying landscape.

Owner Financing

Pay the previous owner of the property your monthly mortgage payment, not a bank.




Option Contracts

Usually requires a 1% - 5% option fee that holds the property available for you to buy for a predetermined period

Rent to Own

A typical rental/lease contract with an Option Addendum attached is usually, set up so that a part of your monthly rent payment gets applied to your down payment.

The Right Lender is the Perfect Combination

Get free, objective, performance-based recommendations for top agents in your neighborhood. Review plans and compare costs and services before hiring an agent.

Who We Are

The AFTHA Program was created to provide first-time home buyers a solid platform to make their ownership dreams come true. Our team of experts is ready to help you find the best financial programs available, all based on your profile, goals and needs. We’re immensely proud to serve Americans Nationwide.


Latest News From Our Blog

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09/13/2021

Quarter 4 Will be Super Interesting for the Real Estate Industry - Here's Why

Some interesting points to think about the end of 2021. Fannie Mae noted that buyers and sellers are at different places when it comes to their perspectives. A large portion of buyers think that it may not be the best time to purchase a home. On the ...
Elvia Lozada
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09/12/2021

The Market is Getting More Competitive for Homebuyers - Take These 4 Points

Navigate the current environment successfully.   The real estate market in the United States is booming, and it seems like everyone is rushing to purchase houses. This significant rush to buy homes is far from an illusion. It is a reality. The rec...
Elvia Lozada
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09/06/2021

The 4 Types of Properties You Should Invest In Right Now

Because the train only passes once.   The truth is that real estate investing can be simple but it can seem complex. Everything can seem difficult when we are just starting out. If you feel anxious and nervous when entering the real estate sector, it ...
Elvia Lozada
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